Protect your smartphone, stay connected!
Get reliable coverage for your phone and stay worry-free with protection against any accidental damage to your personal or work phones.
Why Choose OurPhone Insurance ?
We help you protect your investments.
Instant Policy Activation
Coverage starts right after your pre-loss inspection.
Unlimited Repairs
We'll cover multiple repairs until your coverage limit is reached.
No Excess Deductibles
We won’t surprise you with hidden fees for repairs within your coverage limit.
Lightning-Fast Claims Processing
Get your phone fixed in less than 24 hours.
Your New Phone’s Warranty Our Insurance Coverage Vs
Liquid Spill
Renewal
Screen Damage
Live Support
PhoneWarranty
MyCoverAIInsurance
Find the best plan for your smartphone
₦4,000 /Year
FlexiGuard Mini
Basic for everyone
Maximum Coverage: ₦50,000
Coverage for accidental and liquid damage
No excess deductibles on claims payout
Unlimited repairs until the limit is reached
Valid for 12 months
₦8,000 /Year
FlexiGuard
Ideal for mid-range smartphones
Maximum Coverage: ₦100,000
Coverage for accidental and liquid damage
No excess deductibles on claims payout
Unlimited repairs until the limit is reached
Valid for 12 months
₦12,000 /Year
FlexiGuard Plus
Enhanced protection for high-value phones
Maximum Coverage: ₦150,000
Coverage for accidental and liquid damage
No excess deductibles on claims payout
Unlimited repairs until the limit is reached
Valid for 12 months
How It Works
Purchase Card
Select a card with a premium that matches your phone’s value at any of our designated outlets or vendors near you and pay.
Scan QR Code
Submit your details, including your unique token printed on the card and phone number, by scanning the QR code behind the card.
Instant Activation
Your policy will be activated immediately after you complete a pre-loss inspection of your phone.
Make a Claim
Report your damage through our vendors, easy-to-use app or website.
Get Your Phone Fixed
We'll handle the cost of repairs, and you'll get your phone back as good as new.
Protect Your Phone Today!
Don’t leave your phone’s safety to chance.
Got Questions? Here Are Some Answers To Help
What is covered?
Our plans cover accidental damage and liquid spills only.
What is not covered?
Loss, theft, and intentional damage are not covered.
How long does the policy last?
Our policies are valid for 12 months.
Can I upgrade my plan?
Yes, you can upgrade your plan at any time.
Can I renew my plan?
Yes, your plan can be renewed either after it expires or if you reach your coverage limit before the 12-month policy period ends.
How do I make a claim?
You can make a claim through our app or website.
MyCover.ai is an InsurTech company, not an insurance provider. We partner with licensed insurance companies in Nigeria to create innovative products that our distributors can offer alongside their services. Our goal is to make insurance affordable, transparent, and accessible to Africans using advanced technology.
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